I’m a big fan of Old Navy’s affordable clothing, and if you’re like me, you’ve probably considered their credit card for those extra savings. The Old Navy Credit Card Login process is your gateway to managing your account, checking rewards, and making payments—all from the comfort of your couch. In this article, I’ll walk you through everything you need to know about the Old Navy Credit Card, from signing in to recovering your account, applying for the card, and more.

Whether you’re a frequent shopper at Old Navy, Gap, Banana Republic, or Athleta, this guide is designed to help you navigate the process with ease. Shopping at Old Navy is always a treat, but the Navyist Rewards Mastercard® takes it up a notch with points, discounts, and perks.
I’ve been through the login process myself, and trust me, it’s straightforward once you know the steps. My goal here is to break it all down in simple terms so you can manage your account like a pro. Let’s dive into the details, and I’ll share tips to make your experience smooth and stress-free.
Old Navy Credit Card
The Old Navy Credit Card, also known as the Navyist Rewards Mastercard®, is a store-branded card issued by Barclays. It’s perfect for loyal shoppers of Gap Inc. brands, including Old Navy, Gap, Banana Republic, and Athleta. You can use the Mastercard version anywhere Mastercard is accepted, but the real perks come when you shop at Gap Inc. stores. I love how it rewards my shopping habits with points and discounts, but it’s not without its quirks, like a high APR if you carry a balance. If you’re disciplined about paying off your card each month, it’s a great way to save.
Old Navy Credit Card Login
The Old Navy Credit Card Login portal is where you’ll manage your account, check your balance, and redeem rewards. I remember the first time I logged in—it felt like unlocking a treasure chest of savings! Barclays makes it easy to access your account online or through their mobile app. You’ll need your username and password, and once you’re in, you can see your points, pay your bill, or update your info. It’s all about convenience, so you can focus on shopping instead of stressing over your account.
Old Navy Credit Card Eligibility Requirements
Before you apply, you need to meet some basic eligibility criteria. I learned this the hard way when I first applied for a store card years ago—credit scores matter! For the Old Navy Credit Card, you typically need a good credit score, around 700 or higher, for the best approval odds.
You’ll also need to be at least 21 (or 18 with proof of independent income), have a U.S. address, and provide a Social Security Number or ITIN. If your credit’s not quite there, don’t worry—there are ways to build it up before applying.
Old Navy Credit Card Pre-Approval
Wondering if you’ll get approved? I always check for pre-approval offers to avoid a hard credit inquiry that could ding my score. Barclays sometimes offers pre-approval checks online or in-store, where they do a soft pull of your credit. You can visit the Old Navy or Barclays website and enter your details to see if you’re pre-qualified. It’s a low-risk way to gauge your chances, and I recommend doing this before submitting a full application.
Old Navy Credit Card Application
Applying for the Old Navy Credit Card is super simple, and I’ve done it both online and in-store. You can choose the method that works best for you, and the process usually takes just a few minutes. Here’s how you can apply:
- Online: Visit the Old Navy or Barclays website at oldnavy.barclaysus.com, click “Apply Now,” and fill out the form with your personal and financial info, like your name, address, income, and SSN.
- In-Store: Head to any Old Navy store, tell a cashier you want to apply, and they’ll guide you through the application on their system.
- Over the Phone: Call Barclays customer service at 1-877-523-0478 and provide your details to a representative.
You’ll often get an instant decision, but sometimes it takes a few days if they need more info. Once approved, you’ll get a temporary card to use right away, which is awesome for snagging that 30% off first purchase
How to Activate Your Old Navy Credit Card
Once your card arrives, you’ll need to activate it before you can start shopping. I remember peeling off the activation sticker and feeling excited to use my new card. It’s a quick process, and you’ve got two easy options:
- Online: Go to the Barclays website, find the “Activate Card” section, and enter your card number, CVV, and the last four digits of your SSN.
- By Phone: Call the number on the sticker (usually 1-877-523-0478), follow the prompts, and provide your card details.
It takes just a minute, and you’re ready to rack up points
How to Sign In to Your Old Navy Credit Card Account
Signing into your Old Navy Credit Card account is your ticket to managing everything online. I love how easy it is to check my balance or pay my bill from my phone. Whether you’re using the Barclays website or app, here’s how to log in:
- Visit the Barclays login page at oldnavy.barclaysus.com or open the Barclays mobile app.
- Enter your username and password in the provided fields.
- Click “Log In” to access your account.
If you’re new, you’ll need to set up online access by clicking “Set up online access” and entering your account number, occupation, and the last four digits of your SSN. Pick a username and a strong password (at least 8 characters with a mix of letters, numbers, and symbols).
Old Navy Credit Card Account Recovery
Forgot your login details? Don’t sweat it—I’ve been there! Barclays makes account recovery straightforward so you can get back to managing your card. If you can’t remember your username or password, follow these steps:
- Go to the Barclays login page and click “Forgot username or password?”
- Enter your account number or the last four digits of your SSN to verify your identity.
- Follow the prompts to reset your password or retrieve your username via email or text.
- Create a new password if resetting, ensuring it meets the security requirements.
You’ll be back in your account in no time. If you’re still having trouble, call customer service for help.
Old Navy Credit Card Payment
Paying your Old Navy Credit Card bill on time is crucial to avoid late fees and keep your credit score happy. I always set up auto-pay to make life easier, but you’ve got a few options. Here’s how to make a payment:
- Online: Log into your Barclays account, click “Make a Payment,” and choose your payment amount, date, and bank account.
- Mobile App: Open the Barclays app, select your card, and tap the payment button to set up your payment.
- By Phone: Call 1-877-523-0478, enter your card info, and follow the prompts to pay.
- By Mail: Send a check or money order (with your account number) to Card Services, P.O. Box 13337, Philadelphia, PA 19101-3337.
Pay a few days before the due date to avoid any hiccups, especially if mailing.
Old Navy Credit Card Benefits
The Old Navy Credit Card comes with some sweet perks that make shopping even more fun. I’ve saved a ton with these benefits, and you can too if you shop at Gap Inc. brands often. Here’s what you get:
- 30% Off First Purchase: Use your card within 14 days of approval for a one-time 30% discount.
- Earn Points: Get 5 points per $1 spent at Gap Inc. brands and 1 point per $1 elsewhere (Mastercard only).
- No Annual Fee: Keep more money in your pocket with no yearly cost.
- Free Shipping: Spend $50+ online, and get free 3-5 day shipping (2-3 days for Icon status).
- Exclusive Perks: Reach Icon status (5,000 points/year) for free alterations at Banana Republic and a choose-your-own-sale day.
Just watch out for the high 33.99% APR—pay off your balance monthly to avoid interest.
Old Navy Credit Card Customer Service
If you need help, Barclays’ customer service is there for you. I’ve called them a couple of times when I had questions about my statement, and they were super helpful. You can reach them at 1-877-523-0478, 24/7, for issues like lost cards, billing disputes, or application questions. You can also check the Barclays website or app for FAQs or to send a secure message. If you’re reporting a lost or stolen card, call right away to protect your account.
Conclusion
Managing your Old Navy Credit Card Login is a breeze once you know the ropes, and I hope this guide has made it crystal clear for you. From applying and activating your card to signing in, recovering your account, and making payments, every step is designed to be user-friendly. The card’s rewards, like points and discounts, make it a fantastic choice for Gap Inc. fans, but staying on top of payments is key to avoiding high interest.
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